Muras
Надежный пассивный доход для клиентов от 55 лет15%
KGS
от 12 до 24 мес
From 1000 KGS
TERMS:
Opening (online/offline):
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At Bank branches — for clients aged 55+ or with a pension certificate
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In the MBANK app — for clients aged 55+
Residency: Only residents of the Kyrgyz Republic
Currency: KGS
Minimum amount: 1,000 KGS
Maximum amount: 50,000,000 KGS
Top-up:
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12 months — unlimited top-ups allowed
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18 months — no top-ups allowed during the last 30 days
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24 months — no top-ups allowed during the last 60 days
Partial withdrawal: Not available
Interest accrual: Monthly
Interest payout to client:
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Monthly
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If capitalization is selected — interest is added to the main deposit and paid at maturity
Capitalization: Optional (at client's choice)
Number of deposits allowed: Unlimited
Interest rate:
Months | In KGS |
---|---|
12 months | 15.00% |
18 months | 15.00% |
24 months | 15.00% |
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Interest rates apply to amounts equivalent to up to 100 million KGS. Amounts exceeding this limit are subject to individual terms, except for term deposits with an annual rate lower than 0.05%.
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Interest rates may be changed by the Bank in accordance with the legislation of the Kyrgyz Republic.
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Annual effective interest rate — up to 16.03% in KGS

Your deposits are always protected
OJSC "Mbank" is a member of the deposit protection system of the Kyrgyz Republic.
Insurance applies to individuals and persons engaged in entrepreneurial activities.
FAQ
Can I open a deposit without coming to the Bank's office?
Are my deposits protected?
Is it possible to consider individual rates for depositors?
How can I replenish the deposit without visiting the bank?